Credit Payment Terms
Learn about A&J Apparel’s flexible B2B payment and credit terms — standard deposit structures, Letter of Credit (L/C), and Open Account (O/A) trade support.
From standard 30% deposit against Bill of Lading to Open Account (O/A) 30–60 day credit terms up to $100,000 for qualified brands.
Structured Payment & Credit Options for Your Brand
30% Deposit, Balance Against Bill of Lading
Start bulk production with a 30% deposit. Pay the remaining balance 7–15 days after shipment leaves China against the Bill of Lading (Sea Freight orders).
Up to $100,000 Credit & 30–60 Days Terms
For established importers with verified corporate credit, we support Open Account (O/A): 30% deposit to start production, and balance within 30–60 days after shipment.
Flexible Deposit & E-Commerce Growth Support
Depending on your cooperation history and order volume, we can reduce initial deposits below 30% or provide up to 30-day credit periods tailored to your store’s cash flow.
Easy Steps to Apply for Credit Payment Terms
Submit Application
Apply through your dedicated business manager and share your company profile and order forecast.
Business Assessment
Your business manager reviews your store operations, trade history, and credit qualification.
Internal Underwriting
Our finance team completes an internal credit limit and payment period evaluation.
Confirm Credit Agreement
Receive your approved credit line and start production under your new payment schedule.
